Keep in mind cost vs. benefit or risk: some protections are simple and reduce risk, others might be too costly to be worth it so having a fallback could help.
What could an enemy (anyone who wants you to fail) use against you? Things about you that make life harder at all, for those w/ whom they disagree?
Can it be used for ID theft (i.e., someone sells your house while you're on vacation, incurs debts/crimes in your name, falsely damages your reputation, ...)?
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