And for Medicare: As of mid 2019-2 medicare denied my first claim ever that didn't fall under the deductible, saying they lacked information, but not *what*.
They said they lacked unspecified details about my primary insurance (that is through my wife's employer), but did not say *what* info is missing.
Prior to all this, I had called specifically to make sure they had all info about the primary carrier (through my wife's employer--she is a teacher).
Yet, after 1.5 hours on the phone in this latest phone call, they could not tell me what info was missing, but said it seemed all there and looking good.
All the phone reps who could not answer just kept referring me to another, saying it looked like all the info was there, they could not see anything missing.
*After* 1.5 hours, they informed me that an outside company processes the claims, and we cannot talk to them, to ask them what info they lack.
The only way to get information from them is by written appeal, and waiting up to months, to find out their response to that appeal.
The appeal *could not* provide them with the missing info, since no one knows what info is missing, nor can we ask those who might know.
And so another wait begins, of many weeks, followed by what: another appeal? Will they understand my first appeal?
And I have no confirmation that they received my appeal, now after some weeks. Did they? It seems I have to wait months to find out, since I cannot ask them??
If experience with Social Security is an indication, it will take months or years to answer all those questions, maybe longer to finally resolve it.
And in the meantime, since I am not receiving Social Security income and no one knows why (per the other notes that linked to this), we will have to find...
...find another way to pay for the medical care for which I paid medicare premiums out of my own savings, plus the years of no-choice payments from income.
So basically, everyone I know pays in, but now no benefits, not allowed to talk to those who decided I get no benefits, and no one else knows. Federal "care".
That is an example of losing freedom to federal control, by taking our tax dollars without *local* choice, giving control to someone I can't even talk to.
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